New official statistics show that 63 percent of private sector workers will not receive a work-based pension scheme.
Even those who will get something do not have any guarantees about the amount they will get.
There are 22 million private sector workers, and just 2 million are in schemes that deliver a guaranteed payout based on earnings.
If Labour is elected it will introduce a new private sector scheme in 2012 aimed at the millions of people without a pension.
But it will produce such small payouts that it will do little more than make people ineligible for benefits.
Some commentators—and bosses’ groups—have used the new figures to attack public sector schemes that offer better pensions to workers.
But instead of calling for cuts in public sector schemes, the issue should be to stop the poverty level of private sector provision.